CREDITedit, LLC

Good Credit for a Change
PLEASE SCROLL DOWN OR CLICK HERE TO ACKNOWLEDGE IMPORTANT CONSUMER DISCLOSURES AND CREDITedit's "NO GUARANTEE" WHICH ARE ALSO FOUND AT THE BOTTOM OF EVERY WEB PAGE.
Home      Q: Is it true that credit repair really works?

TrueCredit.com 3-Bureau Monitoring

 
A consumer, such as yourself, asked us this question on 7/10/2000:
 
"Does Credit Repair really work?  Every book, magazine, news article or TV show has stated that credit repair either does not work or you can do it yourself.  What makes your service different and is the service guaranteed?  Also I would like to know what is the cost of your service and how long does it take for the repairing to go into effect?"
 
This was our response on 07/11/2000:
 
"Obviously, you have been a victim that has been misled by credit bureau and media propaganda.  What you hear about credit repair not working is a carefully orchestrated media and consumer blitz paid for by the credit bureaus!

They DO NOT want you to know how to TRULY edit your credit simply because it makes them look incompetent, vulnerable and it costs them time & money to actually fix THEIR mistakes or those of creditors.  They have to answer to share shareholders, not to you!  They see consumers, who are rightfully trying to fix their credit, as thorns in their sides poking away at profits; therefore, they will do whatever it takes to shun or intimidate you away from credit repair.
 
Bad credit won’t fix itself!

CREDIT REPAIR DOES AND HAS BEEN WORKING since the 70's (when the Fair Credit Reporting Act was enacted), 80's, 90's and NOW!  Obviously, if you hear you can do it yourself, it must work... right?

NO ONE can guarantee any particular standard of improvement of YOUR credit history because events may have actually occurred in your past, and NO ONE can be responsible how a third party (i.e., credit bureaus/creditors/collection agencies) react.  If someone tells you otherwise, they're lying!  UNDERSTAND that credit repair is a SERVICE.  YOU CAN DO IT YOURSELF, or PAY TO HAVE IT PROFESSIONALLY handled -- just as you may seek attorney services for other legal matters.
Auditing credit reports is a LEGAL SERVICE.  Much like that of an attorney's services, NO ONE can guarantee an outcome of a case, so goes it with credit repair services.  We make no guarantees of any outcome.  HOWEVER, it is important to understand that if you do not apply CONSUMER PROTECTION LAWS, you are GUARANTEED that you may NEVER know the benefits of an updated or revised credit report.

 
Here's a GUARANTEE:  Do nothing about your credit rating, and it will remain status quo. 
 
YOU ARE GUARANTEED THAT YOUR CREDIT HISTORY WILL NOT CHANGE IF YOU DO NOTHING ABOUT IT.  Either YOU utilize consumer protection laws, or WE do it for you... the choice is yours.  The information in YOUR credit file is YOUR responsibility, and YOU have to decide how you want YOUR credit to be seen when you apply for a loan or a job.  Can you afford the risk?
 
CREDITedit, LLC has been CERTIFIED by American Institute of Consumer Credit in 1991.  This certification (non-governmental), along with NO ADVANCE FEES, makes us uniquely 'different' and credible.  We're serious about credit restoration.  Are you serious enough to become a client?"
 
Credit is no longer a luxury, but rather a necessity!
 
Sign up now for one of our credit repair options now.  The GOLDplan is a do-it-yourself credit repair software -- you do all the work at your own pace.  Our professional PLATINUMplan service may be even faster!  And guess what?  YOU CAN AFFORD EITHER OF THE OPTIONS!  We have proven ourselves, and are confident in our servSTOP the anxiety! STOP the sleepless nights! FIX YOUR CREDIT NOW!ice.  We will not insult your intelligence by unnecessarily prolonging the credit repair process, or invite you to join "memberships" (like other firms or credit repair organizations).  WE DO NOT CHARGE ADVANCE FEES.   Credit repair is a LEGAL SERVICE, regulated by the Federal Trade Commission (FTC) & the Credit Repair Organizations Act (CROA).  This VALUABLE & NECESSARY service deserves respect because of the powerful results that can be attained.  Please, don’t have another sleepless night… let's partner-up so you can rebuild your credit now.
 
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CREDITedit LLC, 1712 E. MAIN STREET, #428, MILLVILLE, NJ 08332
Privacy/Disclaimer:  CREDITedit, LLC does not claim to "clean" or "improve" your credit report, credit record, credit history, credit rating and/or credit score.  Our service is for the express purpose of helping you automate the time-comsuming process of obtaining your credit reports, discuss your credit profile, disputing, validating or verifying items on your credit reports, prepare sample documents in order for you to communicate with consumer reporting agencies, creditors, debt collection agencies, contesting items within your credit reports and/or how to re-establish credit.  There is no secret to fixing, repairing and/or restoring bad credit.  Abiding by law, CREDITedit, LLC does not offer, nor guarantee, to improve or modify the credit standing of any consumer. Credit report information that is accurate and not obsolete may not be removed or deleted.
Important: The articles, illustrations, testimonials, and/or examples given in this website are in no way indicative of the actual changes you may experience by using CREDITedit, LLC.  In keeping with the Fair Credit Reporting Act, CREDITedit will only prepare the dispute/challenge letters to contest certain incomplete, inaccurate, unverifiable, outdated, and/or erroneous items in your credit profile. No specific outcome is expressed, implied or promised, and your actual results may vary. Factors contributing to these variations can include new inquiries, opening new tradelines, the addition of new derogatory accounts, and fluctuating balances on existing revolving accounts.  CREDITedit, LLC, as an affiliate, may receive a small commission on products/services it markets, and makes no guarantees/warranties regarding those products/services.
We take your privacy seriously. We do not spam nor will we sell, rent, or distribute your information to any third party unless you explicitly request us to do so. We do not encourage you to dispute known accurate credit items or engage in unethical behavior. The client experiences and information that may appear on this website are not intended to be legal advice; and past performance does not guarantee future results. Every person's case is unique, and individual results will vary; and CREDITedit, LLC does not guarantee any particular results within any given period of time.  The services of CREDITedit, LLC and/or its affiliates may not be available in all states.  CREDITedit, LLC is not a "debt adjuster", "debt consolidation service" and not a "non-profit consumer credit counseling agency".

CREDITedit, LLC VOLUNTARILY PROVIDES YOU WITH THIS DISCLOSURE

IT IS OUR INTENT TO PROVIDE CONSUMERS WITH THE RESOURCES IN ORDER TO HAVE THE CONSUMER REPORTING AGENCIES REPORT THE MOST FAIR, COMPLETE, ACCURATE AND VERIFIABLE CREDIT PROFILE OF A CONSUMER; THEREFORE, CREDITedit, LLC DOES NOT, NOR SHOULD ANYONE, CLAIM OR GUARANTEE TO IMPROVE ANY CREDIT REPORT BY PERMANENTLY REMOVING NEGATIVE INFORMATION, EVEN WHEN IT'S ACCURATE, CURRENT AND VERIFIABLE; CREDITedit, LLC DOES NOT, NOR SHOULD ANYONE, SUGGEST THAT YOU APPLY FOR AN EMPLOYER IDENTIFICATION NUMBER TO USE INSTEAD OF YOUR SOCIAL SECURITY NUMBER SO YOU CAN INVENT A "NEW" CREDIT IDENTITY -- AND THEN, A NEW CREDIT REPORT; THE BENEFITS OF USING CREDITedit, LLC SERVICES ARE AS FOLLOWS: DISCUSS HOW TO UTILIZE CERTAIN CONSUMER PROTECTION LAWS REGARDING YOUR CREDIT PROFILE, REDUCE JUNK MAIL VIA "OPT-OUT", "DO NOT CALL" REGISTRY, DOCUMENT PREPARATION IN ORDER TO DISPUTE/CHALLENGE CERTAIN CREDIT REPORT INFORMATION, AND/OR TO VERIFY OR VALIDATE ACCOUNTS WITH CREDITORS OR COLLECTION AGENCIES; CREDITedit, LLC DOES NOT, NOR SHOULD ANYONE, CLAIM OR GUARANTEE TO IMPROVE ANY CREDIT REPORT OR CREDIT SCORE, OR ANY ABILITY TO OBTAIN CREDIT; THE TOTAL COST OF CREDITedit, LLC SERVICES WILL BE $199 FOR AN INDIVIDUAL OR $299 FOR INDIVIDUAL WITH SPOUSE; YOU, THE CONSUMER, MAY CANCEL ANY AGREEMENT WITH CREDITedit, LLC AT ANY TIME PRIOR TO TWELVE (12) MIDNIGHT ON THE THIRD (3RD) DAY AFTER THE DATE OF THE TRANSACTION. DURING THIS 3-DAY "COOLING OFF" PERIOD, ANY MONEY YOU MAY HAVE PAID CREDITedit, LLC WILL BE RETURNED TO YOU. AFTER THIS NOTICE OF CANCELLATION PERIOD HAS LAPSED, ALL SALES ARE FINAL AND CREDITedit, LLC OFFERS NO REFUNDS. 

THIS NOTICE IS REQUIRED BY LAW.   Read more at FTC.GOV.
You have the right to a free credit report from AnnualCreditReport.com or 877-322-8228, the ONLY authorized source under federal law.
 
 
CREDITedit, LLC is a rapid credit bureau report dispute letter preparation and consulting company for faster, immediate, emergency credit score repair service that may help to fix, repair, restore, delete or remove bad, negative, poor credit.  With a good, higher, boosted or  increased FICO credit score rating, you may qualify to buy a house, car or get a job.