CREDITedit, LLC

Good Credit for a Change
PLEASE SCROLL DOWN OR CLICK HERE TO ACKNOWLEDGE IMPORTANT CONSUMER DISCLOSURES AND CREDITedit's "NO GUARANTEE" WHICH ARE ALSO FOUND AT THE BOTTOM OF EVERY WEB PAGE.
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                                                            Although every citizen of the United States has the right, under the Fair Credit Reporting Act (or Canada under the Consumer Reporting Act) to contact the credit reporting agencies and challenge the accuracy of information on their credit report, for countless consumers the process seems both overly complex and intimidating.  For them, there is the convenient, professional credit consulting services of CREDITedit, LLC, 1712 E. MAIN STREET, #428, MILLVILLE, NJ 08332.  We utilize the latest credit repair methods and techniques!

Credit restoration is what we do all day... everyday...

CREDITedit offers...
 
We make credit repair affordable and reasonable because of our efficiency & low overhead; therefore, we pass the savings on to you!  We take the guesswork out of credit restoration.  Employing CREDITedit, you save time, money and frustration!  Did we mention we charge NO MONEY UPFRONT?
 
 Credit Repair is what we do...
all day... everyday...
 
CREDITedit, LLC is an internet-based, consulting firm compensated for its experience, resouCan you afford NOT to use our credit repair services?rces and time. Our services do not require office visits!  We can provide you with the ability to make educated consumer credit decisions... identify the consumer reporting agencies... how to work with the three major credit bureaus (Equifax, Experian & TransUnion), creditors, collection agencies or other appropriate entities... we can prepare the necessary LEGAL PROCEDURES by which your credit profile can be corrected, updated, clarified or revised through a series of verification, validation, disputation or challenge steps according to the provisions in the Fair Credit Reporting Act or other applicable consumer protection laws.
 
Our Mission is to have the credit reporting agencies provide the most fair, complete and accurate credit profile of a consumer applying for credit, and to enable lenders to make the best decisions through the personalized service provided with our system. 
 
There seems to be a "myth" about our credit repair services — that they are trying to "hide" derogatory items for customers, or artificially make someone’s credit report look better.  All we do is work with the credit reporting agencies to abide by the law.  If every credit reporting agency completely abided by the FCRA, there would be no need for "credit repair".  Perhaps there should be some discussions on how credit reporting agencies can better comply with the FCRA.  This would do more to further the goal of more fair & accurate credit reporting than trying to substantiate the myths about credit repair services.
 
The need for such a {credit repair} service is obvious. Practically every consumer has inaccurate or outdated information on a credit report from one of the three major credit bureaus, says Steve Rhode, president and co-founder of Myvesta, a nonprofit agency that counsels people in financial crisis.

These errors can be costly, and it's up to the consumer to get them corrected. The credit bureaus are not obligated to root out errors and provide accurate information. Their job is to record the information presented to them by creditors.

The Fair Credit Reporting Act says consumers can dispute mistakes in their credit files for free. But it will take time. Correcting one error may average four hours, says Rhode. That includes applying for your credit reports, reviewing and highlighting errors, documenting the mistake, typing up your letter and mailing it.

Credit repair services offer, for a fee, to do this daunting legwork. They pull credit reports, review for errors and send out dispute letters along with documentation. They add professionalism. They save you time.
Just as preparing one's own tax return is the right of every American, in reality, millions of Americans prefer to avoid navigating the complexities of the tax code and choose instead to hire a qualified CPA to act on their behalf.  The same goes for entrusting a credit restoration company with 19 years cumulative experience.

CREDITedit, LLC, 237 S. DELSEA DRIVE, SUITE 324, VINELAND, NJ 08360, 800.707.0052, www.MyCreditEdit.com

 
We have been known to fix other credit repair companies' mistakes!
Did you know...?
Consumer Reporting Agencies use Optical Character Recognition, such as eOscar, equipment to automatically "read" your dispute letters. This has been exposed to still be unfair.

Fixing your credit isn't enough.  We'll show you how & where to ESTABLISH a LINE OF CREDIT.

Collection agencies can be STOPPED from annoying you by using 2 little-known words!

We are happy to assist you! Please use our credit repair services now.

Did you know...
It used to cost Equifax about $4.07 to "reinvestigate" a consumer dispute.  Now, Equifax spends @ $0.57 cents by outsourcing its dispute work to offshore Costa Rica and the Philippines!  Even worse, Equifax allots their employees only 4 minutes per dispute letter!  TransUnion allots its employees 22 dispute letters per hour.
One-on-One
We play an influential role in protecting our clients from non-complying credit bureaus, creditors or abusive debt collectors. Throughout the years, we have seen credit repair companies, paralegals and There are times when PROFESSIONAL CREDIT AUDITING SERVICES should be sought."law firms" come and go because they couldn't efficiently process clients.  Don't hurt your credit even more by settling for companies with questionable practices and websites that only want to sell you eBooks.  Most likely, they lack a personal approach.  We offer confidential counseling.  We're on your side!
You Have Three Options
To restore your credit, your OPTIONS may be DIY, PROFESSIONAL SERVICE or to WAIT 7 - 10+ years in hopes that negative credit will fall off your reports on their own; however, to put your credit profile in the best possible light, you must properly apply CONSUMER PROTECTION LAWS.  The problem is that most consumers are not prepared to confront or battle the credit bureaus and creditors by themselves.  They'd rather have an expert manage the process for them.  In other words, would YOU rather fix your car's transmission yourself, or have a PROFESSIONAL do it?
Your credit problem won't fix itself!
 
Sometimes expert help is needed.
Did you also know...
 
In 2000 the three major credit bureau jointly paid a $2.5 million Federal Trade Commission fine for blocking millions of phone calls from consumers. Three years later Equifax paid a second fine because it still hadn’t hired enough people to answer the phone.
In 2005, in yet another matter, Experian paid a $950,000 FTC fine.  In 2008, TransUnion agreed to pay $75,000,000 to settle a class-action lawsuit!
Let's partner up to fix your credit right now...
Employ an innovative, established professional in the credit services industry now.  Let's move forward by discussing your credit file.  STOP waiting and start now.  You will be relieved to see that our commitment to you is reasonable.  Please sign up for service now!
 

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CREDITedit LLC, 1712 E. MAIN STREET, #428, MILLVILLE, NJ 08332
Privacy/Disclaimer:  CREDITedit, LLC does not claim to "clean" or "improve" your credit report, credit record, credit history, credit rating and/or credit score.  Our service is for the express purpose of helping you automate the time-comsuming process of obtaining your credit reports, discuss your credit profile, disputing, validating or verifying items on your credit reports, prepare sample documents in order for you to communicate with consumer reporting agencies, creditors, debt collection agencies, contesting items within your credit reports and/or how to re-establish credit.  There is no secret to fixing, repairing and/or restoring bad credit.  Abiding by law, CREDITedit, LLC does not offer, nor guarantee, to improve or modify the credit standing of any consumer. Credit report information that is accurate and not obsolete may not be removed or deleted.
Important: The articles, illustrations, testimonials, and/or examples given in this website are in no way indicative of the actual changes you may experience by using CREDITedit, LLC.  In keeping with the Fair Credit Reporting Act, CREDITedit will only prepare the dispute/challenge letters to contest certain incomplete, inaccurate, unverifiable, outdated, and/or erroneous items in your credit profile. No specific outcome is expressed, implied or promised, and your actual results may vary. Factors contributing to these variations can include new inquiries, opening new tradelines, the addition of new derogatory accounts, and fluctuating balances on existing revolving accounts.  CREDITedit, LLC, as an affiliate, may receive a small commission on products/services it markets, and makes no guarantees/warranties regarding those products/services.
We take your privacy seriously. We do not spam nor will we sell, rent, or distribute your information to any third party unless you explicitly request us to do so. We do not encourage you to dispute known accurate credit items or engage in unethical behavior. The client experiences and information that may appear on this website are not intended to be legal advice; and past performance does not guarantee future results. Every person's case is unique, and individual results will vary; and CREDITedit, LLC does not guarantee any particular results within any given period of time.  The services of CREDITedit, LLC and/or its affiliates may not be available in all states.  CREDITedit, LLC is not a "debt adjuster", "debt consolidation service" and not a "non-profit consumer credit counseling agency".

CREDITedit, LLC VOLUNTARILY PROVIDES YOU WITH THIS DISCLOSURE

IT IS OUR INTENT TO PROVIDE CONSUMERS WITH THE RESOURCES IN ORDER TO HAVE THE CONSUMER REPORTING AGENCIES REPORT THE MOST FAIR, COMPLETE, ACCURATE AND VERIFIABLE CREDIT PROFILE OF A CONSUMER; THEREFORE, CREDITedit, LLC DOES NOT, NOR SHOULD ANYONE, CLAIM OR GUARANTEE TO IMPROVE ANY CREDIT REPORT BY PERMANENTLY REMOVING NEGATIVE INFORMATION, EVEN WHEN IT'S ACCURATE, CURRENT AND VERIFIABLE; CREDITedit, LLC DOES NOT, NOR SHOULD ANYONE, SUGGEST THAT YOU APPLY FOR AN EMPLOYER IDENTIFICATION NUMBER TO USE INSTEAD OF YOUR SOCIAL SECURITY NUMBER SO YOU CAN INVENT A "NEW" CREDIT IDENTITY -- AND THEN, A NEW CREDIT REPORT; THE BENEFITS OF USING CREDITedit, LLC SERVICES ARE AS FOLLOWS: DISCUSS HOW TO UTILIZE CERTAIN CONSUMER PROTECTION LAWS REGARDING YOUR CREDIT PROFILE, REDUCE JUNK MAIL VIA "OPT-OUT", "DO NOT CALL" REGISTRY, DOCUMENT PREPARATION IN ORDER TO DISPUTE/CHALLENGE CERTAIN CREDIT REPORT INFORMATION, AND/OR TO VERIFY OR VALIDATE ACCOUNTS WITH CREDITORS OR COLLECTION AGENCIES; CREDITedit, LLC DOES NOT, NOR SHOULD ANYONE, CLAIM OR GUARANTEE TO IMPROVE ANY CREDIT REPORT OR CREDIT SCORE, OR ANY ABILITY TO OBTAIN CREDIT; THE TOTAL COST OF CREDITedit, LLC SERVICES WILL BE $199 FOR AN INDIVIDUAL OR $299 FOR INDIVIDUAL WITH SPOUSE; YOU, THE CONSUMER, MAY CANCEL ANY AGREEMENT WITH CREDITedit, LLC AT ANY TIME PRIOR TO TWELVE (12) MIDNIGHT ON THE THIRD (3RD) DAY AFTER THE DATE OF THE TRANSACTION. DURING THIS 3-DAY "COOLING OFF" PERIOD, ANY MONEY YOU MAY HAVE PAID CREDITedit, LLC WILL BE RETURNED TO YOU. AFTER THIS NOTICE OF CANCELLATION PERIOD HAS LAPSED, ALL SALES ARE FINAL AND CREDITedit, LLC OFFERS NO REFUNDS. 

THIS NOTICE IS REQUIRED BY LAW.   Read more at FTC.GOV.
You have the right to a free credit report from AnnualCreditReport.com or 877-322-8228, the ONLY authorized source under federal law.
 
 
CREDITedit, LLC is a rapid credit bureau report dispute letter preparation and consulting company for faster, immediate, emergency credit score repair service that may help to fix, repair, restore, delete or remove bad, negative, poor credit.  With a good, higher, boosted or  increased FICO credit score rating, you may qualify to buy a house, car or get a job.